Small & Medium Enterprises

At Arab National Bank we recognize the substantial contribution the small business segment makes in the development of the Kingdom’s economy. We remain committed to serve this segment through our innovative products and dedicated SME Relationship Officers placed in our strategically located SME Centers

The key benefits and features of our product suites are as follows:

  • Flexible financial terms
  • Simple process
  • Quick decisioning
  • Optional Kafalah coverage
  • Bank terms and conditions apply.

Currently our SME Centers are located in Riyadh, Jeddah, Dammam, Buraidah, Makkah, Madinah, Khamis Mushait, Al Ahsa, Kharj and Al Baha, with many more to follow across the Kingdom.



Arab National Bank provides a package of variety banking solutions that are compatible with the provisions of Islamic law to meet the need of its customers in the small and medium enterprises sector, which include:

  • Short-term Loan to finance working capital needs.
  • Medium term securitization to finance fixed assets in addition expansions in the activities.
  • Services of finance trade through documentary credits and refinancing them.
  • Bank guarantees such as initial and final letters of guarantee, down payment, and others.
  • Current account and remittance services.
  • Cash and payments collection service.
  • Internet banking services.
  • Pay bills of Services.
  • Payroll service.
  • Point of sale service.

Bank terms and conditions apply




Important links